Blockchain was never meant to be a back-end upgrade for Wall Street. It was meant to make Wall Street obsolete. But right now, we’re getting beat at our own game by Web2 companies in Web3 clothing. Coinbase, Revolut, Stripe: they’re not liberating finance; they’re becoming the new banks, rebuilding the same extractive system on shinier rails, and we’re letting them. Your deposits still earn nothing. Your credit still costs plenty. Every tap, swipe, and crypto on-ramp just props up the old order. We don’t need to patch that system; we need to fork it.